My Stock Report Card for Jan – Sep 2017

My Stock Report Card for Jan – Sep 2017

US Stock - 5 Oct 2017

SG Stock - 5 Oct 2017

Total Dividend Collected from Jan – Sep 2017 : SGD $ 21,720.24. 

Profits gained from Starhub and OCBC sale : SGD 96,785.58.

Sorry to have disappeared for so long, decided to take a digital break. Between Jan – Sep, I have since sold off Starhub and OCBC. I have added Microsoft, Tencent, Tesla, Frasers HTrust, Nikko-AM STC Asia REIT. My US portfolio has been fantastic but my Singapore portfolio has been lackluster. The signs of the Singapore economy and the performance of many of the Singapore companies have been worrying, they don’t seemed to be able to transform themselves fast enough to the disruption that is happening across the industries. Moving forward, I will probably be more prudent in my investment in the local markets and maybe increase my cash reserves.

  1. Wow! Good to see u back in action after so Long. Keep it up!

    • Lady, You Can Be Free

      Hi Ee Tat, Thanks for the kind words 🙂

  2. Hihi! Nice to see your update again. Any reason why you sold off OCBC? Just curious.

    • Lady, You Can Be Free

      Hi EJ,
      No particular reason. Just taking some profits off the table since it has ran up quite abit.

  3. Mrs spoon

    I was just thinking about you! Kept checking but no new updates. Glad to see you are back and hope you have been well! Not too busy at work I hope.

    • Lady, You Can Be Free

      Hi Mrs Spoon,
      Awwww…such a sweet msg. You touched my heart. While the industries were trying to transform themselves, me too is also going thru transformation. Not easy… 🙂

      • Transformation isn’t easy but a phoenix will rise from the ashes in time! Jia you.

        The SG companies are indeed worrying. I am invested in a lot of local companies – don’t really dabble in US shares although I kept thinking of buying into FB and Google. Any reason why you bought tencents in the HK market? It is harder to find information on Tencents compared to the rest.

        • Lady, You Can Be Free

          Hi Mrs Spoon,
          Thanks. I will and I can :).

          Subscribe to Nikkei Asian Review and you will have more insights into the companies in our region e.g. https://asia.nikkei.com/magazine/20170921/On-the-Cover/Why-Tencent-and-Alibaba-are-China-s-most-powerful-investors. Tencent is dominating the wallet space via WeChat in the China Market besides being famous as a game provider. They are basically disrupting the Banks and are aggressively competing with Alibaba to roll out wallet and buy out ecommerce and logistics companies in Asia. The easiest way to understand them is through their annual reports https://www.tencent.com/en-us/achievement_timeline.html. Please be aware of the risk dabbling into China stocks as they are famous for dodgy accounting practices as well as heavy government intervention.

          • mrsspoon

            thanks so much – i will check out those link.i just saw your latest post on the sale of starhub. wow! the art of selling is not easy as well. i am one of them – holding on to SPH and not sure of when to sell. May i know what you use to buy HKSE shares? I am looking at google and fb but the prices are flying sky high

          • Lady, You Can Be Free

            Hi mrs spoon, I am currently using DBS vickers. I believe most of the local brokerage houses will support US and Hong Kong markets. Ya. Google and FB are at crazy prices now.

    • Lady, You Can Be Free

      Thanks sleepydevil :). Welcome to the community ! Looking forward to learning from you !

  4. I just shared your blog with some peers about a week ago but mentioned you didn’t post for a while. Good to see you back.

    Anyway, i was sharing your blog because of the US exposures and the progressively deconcentrating in Starhub, which had good lessons.

    Good luck ahead

    • Lady, You Can Be Free

      Hi Leopard,
      Thanks for sharing :). It’s exciting to meet so many new bloggers in the community ! Looking forward to learning from you.

    • Lady, You Can Be Free

      Hi StealthNinja,
      If I can find good valued companies for dividend play in Singapore, I will definitely play but I haven’t found a good one yet with the right price.

  5. Susan

    Hello lady, Glad to see some updates! You are my inspiration!
    The numbers speaks for themselves, the US portfolio is really quite impressive. May I know your thoughts about the 30% tax on the dividends.
    I bought visa, which has given me great returns as well.

    • Lady, You Can Be Free

      Hi Susan,
      So happy to meet so many ladies getting more engaged in investment :). It is a fact that US stocks will incur 30% tax for dividends. My initial strategy was to invest the Singapore market for dividends and US for growth. But I am currently staying out and trimming down the Singapore Market until I see that the economy and the local companies are capable of transforming themselves against the disruption happening globally. Glad you are making money in Visa. What are you thoughts with regards to digital wallets competing with credit cards? I read somewhere that they predict in the next few years, digital wallets e.g paylah equivalent might displace credit cards.

  6. ravel

    welcome back! can i know where do you buy Tencent from? the hkse or nasdaq? thanks

    • Lady, You Can Be Free

      Hi Ravel,
      Thanks! You can buy from HKSE.

  7. Glad to see you posting again. I have been following your blog (though I hardly post any comments). Seeing your US portfolio grow is inspiring. Thanks for sharing.

    • Lady, You Can Be Free

      Hi diyquant,
      Wow ! Interesting that you are using automated trading. Have always been curious about the success rate and feasibility. In fact, have been tracking this Manuel Fx on Twitter which seemed quite good in their projection of trends. Do you think it’s easy/possible to program Fibonacci into the automated algorithm?

  8. man of few ks

    sorry for being too direct. are you still single? :p maybe some updates on “about me” would be good.

    • Lady, You Can Be Free

      Hi man of few ks,
      Coincidentally, I will be writing on this topic in my upcoming post. Watch this space 🙂

  9. I think using a program to calculate the retracement levels using the Fibonacci ratios is straightforward but to find the support and resistance (peak and trough) of a certain time frame would be more involved but not impossible.

    I think the success rate and feasibility of automated trading depends on the underlying strategy. For my case, I am using a trend following strategy which performs well when the market is trending. One good thing is that automated trading helps to remove emotion in trading and reduce/eliminate the work required to do the analysis.

    • Lady, You Can Be Free

      Hi diyquant, thanks for the insight. I am actually looking for an automated system that could allow me to set rules to buy at fib extension 23.6% and 38.2% and sell at 100% or less during an uptrend for example. If you know a good one, keep me posted :).

      • Hi, you may want to take a look at this article https://www.fxdayjob.com/auto-fibonacci-indicator-mt4 . The tool is meant for metatrader 4. I personally haven’t used fibonacci before but I think different tools may not give the same values for the same support/resistance depending on how the algorithm behind the tools look for the price’s local maxima/minima so need to test it out to validate its correctness.

  10. Clement

    Hi there,

    would you pick up anymore apple at current levels?

    • Lady, You Can Be Free

      Hi Clement,
      No I wouldn’t. I have a relatively high concentration of apple stocks in my portfolio already.

  11. Cheng

    Hi Lady,
    Good to see you back, have been following your blog! May I know will you pick up more Facebook or AliBaBa shares ? What is your thought about this two stocks ? Looking forward your reply, have a good day 🙂

    • Lady, You Can Be Free

      Hi Cheng,
      Thanks ! Definitely keen to pick up more of FB and Alibaba during dips. FB is clearly a leader in the advertising space with their strong product portfolio e.g Social, Workplace, Messenger (Chatbot/AI/Paypal), Live Stream, Instagram, WhatsApp etc. With clever execution, they could potentially become a serious contender/disruption to Apple (App Store) and Microsoft (Linkedin/360) as well. As for Alibaba, I love their ecosystem (entertainment-advertising-marketplace-logistic-distribution-payment) and aggressive acquisition in Asia. They might actually beat Amazon in Asia. I am however a little more cautious with Alibaba in the domains of regulation and accounting.

  12. wee leong

    hi LYCBF,

    chance upon your blog. thank you for sharing with us. i love your excel sheet. anyway u could share that with us ?
    thanks & rdg
    weeleong

    • Lady, You Can Be Free

      Hi Wee Leong,
      It’s just a screenshot from my broker online website. I don’t have an excel for this.
      Sorry.

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