Lady, You Can Be Free

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• hi Lady! What is your investment approach for US/HK markets? Do you buy hold long term regardless or whether a stock is cheap or expensive? Do you make it a point to buy more during crashes/corrections?

  Also what is that platform that you are using to display the portfolio?

• Hi Bigfansince2015,
  My investment approach for US/HK market is based on whether I see value or potential in a business. I typically buy long term at a discounted price (hopefully) and exit when I lose conviction of the business. I am using DBS Vickers for management of my portfolio.

• thank you for sharing! I have a lot of respect for your discipline in being able to hold long term and riding through various crises. Those entry price on tech stocks are so crazy right now when you look back on them!

  Sorry I actually meant the portfolio view that u are displaying now, it is very clean, is there a software for it?

• Hi Bigfansince2015,
  Thanks for your kind words. It's a portfolio screenshot from the Vickers trading platform :). No other software for it.

• Thanks for the shout out! Haha if I'm lucky enough to IPO I'll definitely remember you ^^

• I am inspired! Looks like the USA market is much more attractive as compared to the SG market.

  Working out my small portfolio in the SG and HK market for now.

  https://toc.net/portfolio/

• Hi Lyndon,
  Thanks for sharing. All the best in your investment, let's learn from one another.

• Do you know if your balance held at DBS Vickers qualifies you for DBS treasures (private client)?

• Hi Alex,
  The accounts are not linked based on my understanding.

• Hi! Is it possible if you do a small post/comment on what are the red flags for sabana?

• Hi Clarencr,
  It will need to be a long post. Plan to write about it after this saga completes.
  Here's a very high level summary of the saga the last time.
  https://www.straitstimes.com/business/lessons-from-the-sabana-reit-saga
  The recent saga is still work in progress.
  https://www.theedgesingapore.com/news/reits/quarz-capital-and-other-sabana-reit-unitholders-pen-letter-mas-sgx-regco-severe-conflict

• Hi Lady,

  Once again congratulations!!! Can you share about your views on using cpf fir investments? Thanks!

• Hi Lynn,
  Using CPF for investments is fine as long as you are confident you can achieve better performance than what the interest rate is given to you by CPF.

• Hi Lady,

  Amazing blog post as always.

  With the recent US stock market climate being divorced from the real economy, what do you think of Airbnb's IPO? Will you be interested in nibbling at it during the IPO or later when the trading starts?

• Hi Robin,
  Good question. I am not sure whether the Airbnb's model will still work well after the pandemic to be honest as hygiene becomes a criteria until a vaccine is developed and is concluded stable. I may just observe them before I decide. There is another IPO in the east that is a better bet than this. But that is just my 2 cents. You should ignore me :).

• Hi Lady,

  I bet you are looking at the Ant finance as well. :D

• Hi Kai,
  Hahaha :).

• Hi Lady,

  Your thoughts and conversations have always been intriguing, interesting and more importantly convincing. How to ignore you? :) If we are talking about the same IPO in the east, then it have not been missed.

  Ant is an interesting creature. Able to hold many times its own weight, industrious and have gathered much resources for its mother hive. The tiny Ant is really an elephant now. But the mother hive of wasps opposite have been making tonnes of noise and waving hands about. As the kid holding his magnifying glass, I cannot help but wonder if its all smoke and mirror or is there something real hidden inside all that.

  I would like to ask you another question, if I may. Your newly bought Xiaomi, is it a long position for you?

  Best regards,
  Robin

• Hi Robin,
  Sounds like you have some concerns about Ant. Care to share?
  Xiaomi is a "bet" position for IOT. Long term or not, not sure.

• Hey Robin,

  Like to hear about it as well...

  There is another IPO in West that interesting which is Unity. Still a money losing biz but tons of projects relied on it to deliver simulations and graphic experience. Like your autonomous vehicle companies, games and engineering firms.

• Hi Kai,
  Unfortunately, I am not very well-versed in the domains of gaming. I read that most of the gaming companies e.g TENCENT, NINTENDO uses their technology / platform to develop their AR/VR games. It's too niche of a market for me. If you have insights to share, please do share it here, as there might be other readers who may be interested to jump on it.

  https://techcrunch.com/2020/08/24/unitys-ipo-numbers-look-pretty-unreal/
  https://investgame.net/news/unity-plans-to-raise-100m-through-ipo

• Hi Lady,

  Basically, in the world of graphic simulations, there are a few camps.The most prominent being Unreal engine and Unity. Currently, what we are seeing these products being applied to games there is a future play in terms of licensing the technology to actual industry.

  For instance,
  - You may want to simulate flight paths of a drone deliveries network (Actual physics)
  - Training your AI to navigate city traffic (autonomous vehicle)
  - Training for surgeons on actual surgery theaters
  - Urban planning

  By the way, Unity is also easily integrated to work with current WebGL 2.0 platform for web browsers. We can certainly see more by-products for product display and simulations especially for E-retailers.

  -Perhaps you might want to try on those glasses before buying? (AR/VR)

• Hi Kai,
  Thanks for the great insight. I saw quite many AR/VR demos last year at the Industrial Transformation APAC Hannover Messe event. Agree that if Unity could expand their portfolio to push forward their industry bundle, that would make their IPO look more interesting. However, the narratives I am getting from most of the articles I see about Unity is narrowly focused on gaming instead of the bigger potential. Usually such narratives are driven by Unity and their investors if an IPO is near. Well, who knows, maybe that's how you spot jewels before other people sees it's potential.
  One more question, between Unreal & Unity, who has a better edge?

  PS. BTW Kai, here's a YouTube who is a fan of Unity IPO too. https://www.youtube.com/watch?v=6kwyrI-oNXI

• Lady,

  Congratulations, marching towards 2 million after yesterday's stock split! Following your progress and wishing you all the best, always.

• Thanks Jackie !

• Hi Lady,

  The US tech stocks keep hitting ATH. Do you think it is sustainable or we are just waiting for the bubble to burst? Will you be taking some profit off the table first or you will continue to hold on to your US stocks whereby you will sell when there is fundamental change in the business?

• Hi Eric,
  Don't think it's sustainable. Will definitely be a correction at some point in time. Whether I will be taking some profits off the table, sigh..I am thinking about this every day :-/

• Hi Lady, I love your website! It inspires me to learn more about investing and aim to achieve financial independence. Can I ask what are your views on keppel corp currently? Will you be holding or selling the shares?

• Hi Elise,
  Thanks for the kind note. I look forward to learning and sharing with you in the domains of investment. Always happy to have another lady to join the conversation. To be honest, I am losing patience with Keppel. However, I will not be selling at this point.