Lady, You Can Be Free

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• do your best.you are an inspiration

• Thanks Kyith ! :-)

• Mrs Spoon here again. you are such an inspiration!!! i hope my portfoilio will look as nice as yours one day.

• Hey Mrs Spoon, Where can I see your portfolio?! You can do it!

• Wow how long did it took for u to build up a portfolio like this?

• Hi Andy,
  I started my investing journey in 2005. In fact my blog is designed as a timeline. If you are keen, feel free to scroll to the beginning to trace my journey.

• Relax, no worries

• Hi Ok,
  Ok :)

• Hi Lady
  Mind to share the app you use to track your portfolio record?
  Want to start doing like what you do :)

• Hi Sun, I am using my broker's online app - DBS.

• I have a question! U bought quite a number of US Stocks. Is there any additional charges or tax to be paid when u purchase an US stock? What about dividend? If there is any additional charges, dividend would have been cut by a lot.

• Hi Kazun,
  There is a 30% tax on dividend. There are no capital gain tax if you sign and submit a W-8BEN form to declare that you are not a US citizen. Your broker will be able to advise you on this. My strategy has been US mkt for growth, SG mkt for dividends. But if the US stocks gives me dividend as well, I will gladly take it.

• Hi there, i actually did some analysis on DBS and thought it is actually a really good deal now. Would you care to critique?
  https://singaporestockpicker.wordpress.com/2018/11/20/dbs-d05-shares-a-good-deal-now/
  Thank you very much!

• Hi SingaporeStockPicker,
  Thanks for sharing. I don't think I am qualified to critiqued. All I can remember is that in 2008 during the financial crisis, DBS was at $7 bucks. If someone had the courage then to pick it up, they are a very rich man/woman today. ;)

• Hi. Just a genuine question here and no offence. How come even though your capital is much larger but your dividends arent as much as some bloggers that you are following?
  Is it purely because they invest in only Reits and you have others?
  What about the pros and cons of their way or your way.
  thank you.

• Hi Bz,
  I am using my SG stocks to build passive income and US for capital appreciation i.e. growth. If you've looked at the history of my SG stocks portfolio, it has shrunk quite significantly as I recently sold away starhub which has been a star passive income generator for me previously. I am now keeping more cash to wait to rebuild my passive income. As for pros and cons of whose way is better, I don't know. All I know is I sleep quite well with my current portfolio, thus it works for me. What works for me may not work for other people as different people have different risk threshold and investment experience. Hope this helps.