- Age : 29
- Total Employment : 74,207 SGD
- Total Investment : 7,338 SGD
- Total Dividends : 938 SGD
- Monthly Passive Income : 78 SGD
- Total Net Worth : 124,474 SGD (Inc. CPF OA)
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Hi lady you can be free,
I’m currently at 29, and am working on achieving financial freedom too. I went from 18k in debt to achieving positive net worth within a year. I’m curious, what stock did you hold in 2003 that generates a return close to 13%? 🙂
Hi Jasmine,
I only started keeping track of my investment from 2005 onwards when I started my financial freedom project. I don’t remember what I was holding in 2003, that was 10 years ago :). Sorry !
Hi ladyyoucanbefree!
I am turning 25 soon and just want to let you know that I really appreciate your effort for noting down your financial milestones year on year! In fact, I’ve been referring to your timeline as a benchmark to what I should be aiming to achieve! Thanks so much for that!
On a side note, I noticed between age 28 and 29, your monthly passive income has increased from $20 to $78, with mere $2000 increment in your investment amount. Was there a specific reason for the huge leap? Were you starting to invest in REITS or changing up your investment strategy?
Really appreciate your influence in the beginning of my journey 🙂 Much love!
Hi G,
Good to hear that you’ve started your own financial journey :). The increment is probably due to a special dividend declared by one of the stocks that I have invested. There were no change in investment strategy. I only started REITS investment very recently aka 3-4 years ago. Hope this helps.
Hi Lady, was extremely amazed by your financial journey 🙂 I am currently still studying and have not started my career yet. May I ask how did you managed to increase your employment income almost every year from 18 years ago to 13 years ago? That’s amazing man!
Hi Debbie,
When you work on something you really enjoy, you will be willing to take that extra mile. The results will show and people can feel your energy and work along with you. Also, don’t forget to negotiate hard every time you change job. 🙂
Your dividend collected for this year is $938?
Total Employment : 74,207 SGD means your income for the year from employment?
Hi Chee Song,
Yupz.